Retirement can be a scary thought, especially if you don’t feel prepared. Even if you’re working to make sure you save up enough money for that time in your life, there are many other issues that could arise in the meantime. For example, three out of every 10 20-year old workers will become disabled before they reach full retirement age. This includes on the job injuries, accidents, mental conditions, and more. Luckily, there is Social Security disability that helps people with these issues stay afloat financially.
Social Security disability covers three different things: Social Security disability insurance, Supplemental Security Income, and Benefits for Children with Disabilities. Each of these is a very different thing, but they are all very hard to apply for and get approved for on your own. Anyone receiving these benefits will tell you that it can be a long, frustrating process – if you can’t worry during this process, it is common for people to end up homeless or living in poor conditions. This is a serious problem, so recently some organizations have developed that provide services that specialize in Social Security disability applications.
Services like this work on your behalf to get your paperwork, evidence, identification, and all other important items necessary in order. Usually this is a type of law firm that works for a fairly reasonable price and can speed up the process, sometimes from two to three years down to just a few months. Depending on the severity of the case, the state you’re applying for, and other factors, it can be even less time.
Actually applying is often the hardest, most drawn out process you’ll have experienced before. For people who are in pain or have a mental condition from their disability, it can be even more difficult. Instead of skipping it and spending the rest of your life suffering, you can get help with the application, filing, and appeal process. Before beginning, you’ll need your birth certificate and state issued ID card; your social security card and number; pay check stubs for as long as you can; bank account statements for all accounts in your household for one year; completed medical records; a list of all jobs you work; a list of all places you’ve lived; and references. Having these items organized in advance can make the application process go as smoothly as possible for the professional.
To find out more about getting professional help to fill out the application and get you the Social Security benefits you need, visit http://www.socialsecurity-disabilityapplication.com.