Comparing Insurance
Every so often , all of us will have to consider home insurance when either buying a house , refinancing it , or otherwise renting a home.
So , I’ve compiled a very short list of things that you might consider while looking at , or making the move to a new insurance policy.
Check the deductible! A thousand dollar change in a policy may effect your yearly premiums quite a bit. Although this may save you in the long run , actually filing a claim will cost you more with a higher deductible.
Look for discounts! Some companies will give you a five to ten percent discount if you document possessions , or can provide photographs of the current inside of the home. This is quite good in case of a fire, as you can show what existed in the home prior to fire.
